Although the audio and video market calls and commentaries have been prepared from public and private sources and data that Ladenburg believes to be reliable, Ladenburg makes no representation as to its accuracy or completeness. The information, views, and opinions expressed are given as of the date of the recording and are subject to change. Any securities, indices, and other financial benchmarks discussed are provided for illustrative purposes only. Indexes are unmanaged and investors cannot invest directly in an index. Ladenburg Program’s actual performance may be higher or lower from the performance of any index mentioned. Investors should bear in mind that past performance is no guarantee of future results. The content provided does not consider the specific investment objectives, financial situation, or particular needs of any specific person and viewers of the content should determine for themselves whether a particular service, product, or security is suitable for their investment needs and should seek professional advice for their particular situation. Any reference to a particular company or security is not an endorsement or recommendation by Ladenburg of that company or security to purchase or sell such security. It should not be assumed that any recommendation made in the future will be profitable. Investments may decline in value due to both real and perceived market, economic, and industry conditions. The value of investments, and the income from them, can go up and down, and investors may not recover the amount of their original investment. Any tax benefits referred to in the content referenced above are subject to change and their availability and value will depend on each investor’s individual circumstances. The content may also include statements concerning financial market trends, and are based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons. Historic market trends are not reliable indicators of actual future market behavior or future performance of any particular investment which may differ materially and should not be relied upon. Although Ladenburg has taken reasonable care to ensure that the information contained within the content is accurate, no representation or warranty (including liability towards third parties), expressed or implied, is made to its accuracy, reliability or completeness. Opinions and any other content are provided for personal use and informational purposes only and are subject to change without notice. Nothing contained in the content constitutes investment, legal, tax, or other advice and must not be relied upon in making an investment or other decision.